Your Broker Isn't Incentivized to Save You Money
You're Losing Up to
$4,000 Per Employee.
Every Year.
Traditional healthcare brokers profit when your costs go up. We don't. That's the difference.
With Heath Compass Consulting You Get a System,
Not a One-Time Fix.
All our clients follow the same four-phase system, year after year, no matter how they work with us:
The difference is how much you run yourself and how much we run for you.
Choose Your Path
Start where you are. Take control step by step, or hand it off completely.
Traditional approach with limited capabilities and outdated processes.
- No governance or legal protection
- No real analysis of your plan
- No strategy beyond this year
- You only see the quotes they choose
- Their recommendation follows their compensation
- "Switching is too complicated"
- Your HR team carries the workload
- Gone until next year
- No proof of what you're paying for
Start taking control of your healthcare spend. No cost.
Join the Waitlist ›- Legal demand templates Compensation Integrity Index™
- 25-question plan diagnostic Total Benefits Assessment™ Lite
- Committee bylaws template Fiduciary Committee Charter™
- Plan maturity quiz Health Plan Maturity Model™
- RFP checklists Market Velocity Tracker™
- Compliance document checklist Fiduciary Evidence File™
- DIY transition checklist Safe Passage Transition™
- Monthly compliance reminders Fiduciary Stewardship Cycle™
Run your own fiduciary process with a full set of tools.
Join the Waitlist ›- Upload & score your broker Compensation Integrity Index™
- Goal-tracking roadmap portal Total Benefits Assessment™ Roadmap
- Charter builder app Fiduciary Committee Charter™
- Peer benchmarking Health Plan Maturity Model
- Employee pulse survey tool Employee Benefits Voice™
- Digital RFP platform Market Velocity Tracker™
- Vetted vendor directory Structural Integrity Framework™
- Automated executive summary Executive Clarity Deck™
- Digital compliance vault Fiduciary Evidence File™
- Project milestone tracker Safe Passage Transition™
- Paycheck impact calculator Contribution Architecture Model™
- Automated HR task reminders Operational Deployment Manifest™
- Active compliance calendar Fiduciary Stewardship Cycle™
- Budget vs. actuals dashboard Fiduciary Performance Ledger™
We replace your broker and take full control of your benefits plan.
Schedule a Call ›- Direct-Fee Conversion™ Compensation Integrity Index™
- Forensic plan assessment Total Benefits Assessment™
- Full committee facilitation Fiduciary Committee Charter™
- Multi-year exit strategy Health Plan Maturity Model™
- Custom employee focus groups Employee Benefits Voice™
- Fully managed RFP Market Velocity Tracker™
- Custom vendor vetting Structural Integrity Framework™
- Live board presentation Executive Clarity Deck™
- Permanent audit trail Fiduciary Evidence File™
- Zero-defect migration Safe Passage Transition™
- Multi-year contribution strategy Contribution Architecture Model™
- Full technical build Operational Deployment Manifest™
- Managed filings & compliance Fiduciary Stewardship Cycle™
- Quarterly performance audits Fiduciary Performance Ledger™
Client Stories
Here's What Some of Our Clients Have Experienced
"Health Compass helped Bluewave Resource Partners avoid over $1,800 per employee in healthcare cost increases this year."
"$3.6 million saved & going to fund teachers, bus drivers, paraprofessionals, and all education support professionals."
The Broken Model. The Fix.
See how the traditional broker system works against you — and what changes when incentives align.
Is Your Broker on Your Side?
Probably not. The system is built against you.
Your broker is paid by the same carriers you're negotiating against.
When your premiums go up, they get paid more.
Bonuses, overrides, and carrier kickbacks are rarely disclosed.
Disclosure exists, but most employers never ask for it.
This isn't about bad actors. It's how the system is built, and it shapes every recommendation you receive.
How Do You Fix It?
More control than you've been told. A system built for you.
You don't have to fire your broker to start. Use the tools and see for yourself.
Switching to a fiduciary model is budget-neutral on day one.
Our clients save an average of $1,856 to $4,000 per employee, per year, with better coverage.
Every dollar we save you is tracked, documented, and reported each quarter.
The Compensation Integrity Index
Who Does Your Broker Actually Work For?
The Compensation Integrity Index™ analyzes your broker's 208(b)(2) disclosure to reveal hidden conflicts, vendor-aligned incentives and prohibited transaction risk.
Example audit below—scroll down to see how your broker compares
Integrity Verdict
National Benefits Group scores 10/100 — COMPROMISED
ERISA 406(b) Prohibited Transaction Risk Detected
Scored from National Benefits Group's own 408(b)(2) disclosure. We didn't assign this — their contract did.
What You See
Direct fees visible to Acme Manufacturing
What's Been Hidden
Vendor-paid compensation Acme Manufacturing likely doesn't know about
More Ways to Work with Us
Not Every Problem Fits Inside a Benefits Plan
When the stakes are higher, you need deeper expertise.
Schedule a Consultation ›Support for union leaders negotiating benefits that directly impact wages, pensions, and long-term costs.
Schedule a Consultation ›Direct access to Donovan Pyle for executive teams making high-stakes healthcare decisions year-round.
Inquire About Availability ›Retention strategies designed for the people your business cannot afford to lose.
See How It Works ›Clear, direct breakdowns of how the system works and what employers can do about it.
Book a Talk ›Research and strategic content for organizations shaping the future of employer healthcare.
Start a Conversation ›International benefits architecture for organizations with global operations and cross-border workforce needs.
Start Market Assessment ›Ready to Stop Funding the System?
Start with visibility. It takes minutes and changes how you manage your benefits.
Schedule a Call ›